280 Spear St, #2B

Own a modern 1-bedroom condo with a RARE private balcony in SF’s premier luxury high-rise—MIRA. Unit features updated flooring, in-unit laundry, and access to resort-style amenities incl. fitness center, BBQ terrace, residents’ lounge, and 24/7 lobby attendant—all steps from East Cut Crossing, one block to the Embarcadero, and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of TEMPORARILY RELAXED buyer eligibility: up to 120% AMI, no need to be 1st time homebuyer, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! Unit will be listed on DAHLIA, the SF Housing Portal, starting on the application date, February 13, 2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due 3/6 by 5 PM. OPEN HOUSE: 2/21 & 2/22 from 2-4 PM, 2/23 from 5-7 PM. Fair housing opportunity.

Current Status

New

Original Price

$409,181

List Price

$409,181

On Market Date

Feb 13, 2026

Property Type

Condominium

D/N/S

South Beach

Zip Code

94105

MLS ID

41123976

APN

3740051

Year Built

2020

Stories in Building

1

Possession

Close Of Escrow, Other

Data Source

MAXEBRDI

Origin MLS System

Bridge AOR

Bed

1

Bath

1

Parking

0

Valet

SQ FT

608

SQ FT Source

Public Records

Pool Info

None

Kitchen

Dishwasher, Electric Range, Microwave, Free-Standing Range, Refrigerator, Dryer, Washer, Electric Range/Cooktop, Disposal, Range/Oven Free Standing

Cooling

Central Air

Disclosures

Building Restrictions, Other - Call/See Agent, Disclosure Package Avail

Entry Level

2

Exterior Details

Dog Run

Flooring

Engineered Wood

Foundation

Fire Place

None

Heating

Central

Laundry

In Unit, Electric, Washer/Dryer Stacked Incl

Main Level

Main Entry

Possession

Close Of Escrow, Other

Architectural Style

Contemporary

Non-Master Bathroom Includes

Shower Over Tub

Construction Status

Existing

Additional Miscellaneous Features

Dog Run

Location

Other

Pets

Cats OK, Dogs OK, Other

Roof

Other

Water and Sewer

Public

Fee

$828

MLS and other Information regarding properties for sale as shown in Theo have been obtained from various sources such as sellers, public records, agents and other third parties. This information may relate to the condition of the property, permitted or unpermitted uses, zoning, square footage, lot size/acreage or other matters affecting value or desirability. Unless otherwise indicated in writing, neither brokers, agents nor Theo have verified, or will verify, such information. If any such information is important to buyer in determining whether to buy, the price to pay or intended use of the property, buyer is urged to conduct their own investigation with qualified professionals, satisfy themselves with respect to that information, and to rely solely on the results of that investigation.

School data provided by GreatSchools. School service boundaries are intended to be used as reference only. To verify enrollment eligibility for a property, contact the school directly.